The dot com bubble burst happened in the late 90s. Next, we suffered through the housing meltdown in 2008. Now we are ready to screw millions of Americans - doubling the interest rates of student loans. The New York Federal Reserve states student loan is now greater than auto and credit cards. As the loans have increased, the college enrollment rate has decreased for the first time in decades. Yet, 50% of the colleges and universities may go bankrupt in the next 50 years. Are you prepared? Have you figured out how to dump these loans?