I have 16GB microSd card that I just received and after I formatted it on XP, it only says it has a capacity of 961MB. When I put it into my phone, it is also shows as 961MB. I then went into the disk management tool in the control panel and found my disk. The disk still showed up as having a 16GB capacity. So, I figured I could format it from here. Instead, it changed the capacity to also read 16GB. I found a tool that seemed to wipe the card clean (called diskerase from these forums). But, it's still at 961MB. I'm out of ideas now. Any suggestions would be greatly appreciated.